Mortgage Blog
Service Before Self® at NVR Mortgages
Fixed vs. Variable Mortgage Rates in Canada: 2026 Guide
October 23, 2026 | Posted by: Kul Singh
If your mortgage is coming up for renewal in 2026, one of the biggest decisions is whether to choose a fixed or variable interest rate. A fixed rate offers predictable interest costs for your chosen ...
read more
Mortgage Renewal 2026: Lock In Now or Wait?
October 19, 2026 | Posted by: Kul Singh
If your mortgage is coming up for renewal this fall, you may be asking a familiar question: should you accept a rate now, or wait to see what the Bank of Canada does next? The next scheduled announcem ...
read more
Mortgage Renewal 2026: What a Rate Hold Means for You
October 7, 2026 | Posted by: Kul Singh
Renewing Your Mortgage This Fall? What a Bank of Canada Rate Hold Means for You Your mortgage renewal arrives, and the payment is higher than you expected. Yet the latest headline says the Bank ...
read more
Has Your Income Changed? What to Check Before Refinancing Your Mortgage
September 14, 2026 | Posted by: Kul Singh
Your hours have been reduced. You have started a new job. Or your household is managing on one income while you work out what comes next. If you own a home, refinancing may seem like a practical way t ...
read more
Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%
September 2, 2026 | Posted by: Kul Singh
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping ...
read more
Canada Housing Starts Slow: What Buyers Should Know
August 21, 2026 | Posted by: Kul Singh
Canada is still building a significant number of homes, but the latest housing construction numbers show that the pace of new projects is beginning to slow. For Canadians hoping to buy a home, ...
read more
Canada Is Building More Homes, Why Is Buying Still Hard?
August 5, 2026 | Posted by: Kul Singh
You may have seen headlines suggesting that Canada is building more housing. That sounds like good news for homebuyers, and in many ways it is. More homes are essential to improving housing choice ...
read more
Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?
July 24, 2026 | Posted by: Kul Singh
Canadian homebuyers are hearing two different messages. One suggests that more homes are being built and buyers should wait for additional supply. The other warns that slower construction could limit ...
read moreJuly 15-2026 - Bank of Canada maintains the policy rate at 2.25%
July 15, 2026 | Posted by: Kul Singh
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada's economy is showing signs of improvement. Gro ...
read more
2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean
July 7, 2026 | Posted by: Kul Singh
Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...
read more